Though they're not mortgage-free, their monthly payment is less than a quarter of what it was before.

Instead of New York's sky-high property taxes, the average here is 3. In New York, the couple spent about 0 a month; in Greenville, "our bills range from to 0." Those savings enabled her to stop working, and the two live comfortably on savings and disability payments.

"I can make it from my house to the base lift at Pebble Creek, the nearest ski area, in four minutes," she says.

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She loves to dance, especially the hula, and belongs to a dance group that meets often.

But most of all, she's smitten with the region's famously big sky. Almost all of her health care — because her late husband was a retired naval officer — is paid for. (Thanks to its massive rivers, Idaho's hydroelectricity is among the cheapest power sources in the nation.) And because of a wide variety of supermarkets, including the bargain-packed Win Co, food is inexpensive.

For Jane Riley, who lives on her $1,200 monthly Social Security payment, Pocatello has provided a retirement that is rich beyond measure.

At 71, she fills her days with classes (Idaho State University's New Knowledge Adventures, open to anyone 50 or older, costs $35 per semester, for unlimited classes).

Catch a game: Ticket prices to watch the Grand Rapids Griffins ice hockey team start at $14.

Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks. And it's great for walking." And yes, it's extremely affordable.Population: 88,500 Median home price: 7,500 Median mortgage payment: 7 Median property tax:

Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks. And it's great for walking." And yes, it's extremely affordable.Population: 88,500 Median home price: $127,500 Median mortgage payment: $487 Median property tax: $1,179 State tax on Social Security: No State tax on pensions: Yes (with some exemptions) Great eating: Try a latte and hear live music at the Co Ho coffeehouse. Population: 514,450 Median home price: $108,900 Median mortgage payment: $416 Median property tax: $1,161 State tax on Social Security: No State tax on pensions: No Great eating: Try Tia Cori's Tacos on North Beach in Daytona: Tacos start at $1.50; margaritas are $4. His rent is $600 and includes one big meal a day, which keeps his other grocery costs well in line. Daytona isn't the only affordable gem in the area, particularly in the wake of the recession, when home prices fell 47 percent on average.

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Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.

Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.

Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks.

And it's great for walking." And yes, it's extremely affordable.

Population: 88,500 Median home price: $127,500 Median mortgage payment: $487 Median property tax: $1,179 State tax on Social Security: No State tax on pensions: Yes (with some exemptions) Great eating: Try a latte and hear live music at the Co Ho coffeehouse.

Population: 514,450 Median home price: $108,900 Median mortgage payment: $416 Median property tax: $1,161 State tax on Social Security: No State tax on pensions: No Great eating: Try Tia Cori's Tacos on North Beach in Daytona: Tacos start at $1.50; margaritas are $4. His rent is $600 and includes one big meal a day, which keeps his other grocery costs well in line. Daytona isn't the only affordable gem in the area, particularly in the wake of the recession, when home prices fell 47 percent on average.

||

Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.

Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.

Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks.

And it's great for walking." And yes, it's extremely affordable.

,179 State tax on Social Security: No State tax on pensions: Yes (with some exemptions) Great eating: Try a latte and hear live music at the Co Ho coffeehouse. Population: 514,450 Median home price: 8,900 Median mortgage payment: 6 Median property tax:

Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks. And it's great for walking." And yes, it's extremely affordable.Population: 88,500 Median home price: $127,500 Median mortgage payment: $487 Median property tax: $1,179 State tax on Social Security: No State tax on pensions: Yes (with some exemptions) Great eating: Try a latte and hear live music at the Co Ho coffeehouse. Population: 514,450 Median home price: $108,900 Median mortgage payment: $416 Median property tax: $1,161 State tax on Social Security: No State tax on pensions: No Great eating: Try Tia Cori's Tacos on North Beach in Daytona: Tacos start at $1.50; margaritas are $4. His rent is $600 and includes one big meal a day, which keeps his other grocery costs well in line. Daytona isn't the only affordable gem in the area, particularly in the wake of the recession, when home prices fell 47 percent on average.

||

Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.

Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.

Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks.

And it's great for walking." And yes, it's extremely affordable.

Population: 88,500 Median home price: $127,500 Median mortgage payment: $487 Median property tax: $1,179 State tax on Social Security: No State tax on pensions: Yes (with some exemptions) Great eating: Try a latte and hear live music at the Co Ho coffeehouse.

Population: 514,450 Median home price: $108,900 Median mortgage payment: $416 Median property tax: $1,161 State tax on Social Security: No State tax on pensions: No Great eating: Try Tia Cori's Tacos on North Beach in Daytona: Tacos start at $1.50; margaritas are $4. His rent is $600 and includes one big meal a day, which keeps his other grocery costs well in line. Daytona isn't the only affordable gem in the area, particularly in the wake of the recession, when home prices fell 47 percent on average.

||

Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.

Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.

Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks.

And it's great for walking." And yes, it's extremely affordable.

,161 State tax on Social Security: No State tax on pensions: No Great eating: Try Tia Cori's Tacos on North Beach in Daytona: Tacos start at

Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks. And it's great for walking." And yes, it's extremely affordable.Population: 88,500 Median home price: $127,500 Median mortgage payment: $487 Median property tax: $1,179 State tax on Social Security: No State tax on pensions: Yes (with some exemptions) Great eating: Try a latte and hear live music at the Co Ho coffeehouse. Population: 514,450 Median home price: $108,900 Median mortgage payment: $416 Median property tax: $1,161 State tax on Social Security: No State tax on pensions: No Great eating: Try Tia Cori's Tacos on North Beach in Daytona: Tacos start at $1.50; margaritas are $4. His rent is $600 and includes one big meal a day, which keeps his other grocery costs well in line. Daytona isn't the only affordable gem in the area, particularly in the wake of the recession, when home prices fell 47 percent on average.

||

Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.

Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.

Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks.

And it's great for walking." And yes, it's extremely affordable.

Population: 88,500 Median home price: $127,500 Median mortgage payment: $487 Median property tax: $1,179 State tax on Social Security: No State tax on pensions: Yes (with some exemptions) Great eating: Try a latte and hear live music at the Co Ho coffeehouse.

Population: 514,450 Median home price: $108,900 Median mortgage payment: $416 Median property tax: $1,161 State tax on Social Security: No State tax on pensions: No Great eating: Try Tia Cori's Tacos on North Beach in Daytona: Tacos start at $1.50; margaritas are $4. His rent is $600 and includes one big meal a day, which keeps his other grocery costs well in line. Daytona isn't the only affordable gem in the area, particularly in the wake of the recession, when home prices fell 47 percent on average.

||

Favorite freebie: The international Art Prize competition brings world-class art downtown Judi Orians spends so much time volunteering at the Humane Society of West Michigan that she jokes she should rent a room there.

Clean up your act: Tour the Museum of Clean for the most fun you've ever had while pondering housework.

Favorite freebie: Self-guided walking tours downtown offer an up-close look at historic buildings and architectural landmarks.

And it's great for walking." And yes, it's extremely affordable.

.50; margaritas are . His rent is 0 and includes one big meal a day, which keeps his other grocery costs well in line. Daytona isn't the only affordable gem in the area, particularly in the wake of the recession, when home prices fell 47 percent on average.