You can also check out student loan calculators to make the math easy.

However, you must work an average of at least 30 hours per week each year, or at least the number of hours that your employer considers to be full-time work.

Loan eligibility is another area in which you have to be careful.

However, if you perform work of a religious nature as part of your job at a qualifying organization, then that doesn’t count toward the total hours.

You also don’t need to work for the same employer during the entire 120-month period.

Read more about the performance evaluation process.

Go to edu for helpful resources on creating your requisition and managing your candidates.

This program is most valuable if you have high loan balances relative to your salary.

If your loan balances are low, however, then it’s unlikely that you’ll have much of your loans remaining to be forgiven after 10 years of payments.

If you earn a lot, then you might not qualify for reduced payments, which could also result in your having to pay off large amounts of your student loan balance in 10 years.